Exercise: Healthy for Your Wallet and Your Body
Exercise is known as a great way to be healthy, but many feel they either don’t have the time nor the money to invest in a healthy lifestyle. And I personally understand. It does take some time and effort to schedule an exercise session and if you are new to exercising regularly, being fit can be a chore. There is also some money involved as you may pay for various expenses such as gym memberships and personal training. Although it may cost some at first, exercise is an investment and when you invest in the long run not only do you reap the health benefits but you may also be saving money as well.
An article in the New York Times (What’s The Value Of Exercise? $2,500) analyzed a study published in the Journal of the American Heart Association that showed average American saved $2,500 in annual health care including $400 on prescription medications when they met exercise guidelines (exercising 30 minutes five times a week). Even people who did not meet the exercise guidelines, but had good insurance coverage paid more annually than those who had lesser insurance coverage and met those guidelines. This does not suggest that people who exercise necessarily spend less on health care, but it does show the relationship between annual health expense and exercise.
  Exercising regularly and consistently will most likely save you money on your medical bills in the short and long term, but what about your quality of life?  Having a healthy lifestyle will improve your quality of life as well as your ability to perform at work and at your optimal level in all of your relationships!  Someone who exercises (consistently) typically gets a better night's sleep, are in a better mood (endorphins), and can focus for longer periods of time.
So let’s say we are the average person. We exercise now and then, but not on a regular basis. There’s work, family life, and other daily activities that could be placed as a priority to exercise.   Looking at it this way will make it tough to find those 30 minutes a day to exercise and even once we find those 30 minutes to exercise we don’t know what to do with them. One decision we can make would be to invest in a personal trainer.  Knowing  that consistent exercise will improve ALL of these other aspects of your life  can make it easier to prioritize exercise to the top of your list. 
A personal trainer does cost some money but they can also provide a lot of value. They provide motivation, accountability and knowledge. When working out on your own, you may skip certain exercises or do exercises incorrectly. A personal trainer will show you the right techniques and the correct exercises to give you the greatest health and fitness results possible. A personal trainer will also provide the motivation to do those exercises both during your sessions and on your own time.
Now let’s say a personal trainer costs $50 a session once a week. So that would equate to $200 a month or $2,400 a year. If the study written about in the New York Times applies, and as a result of personal training you save $2,500 on annual health care, you end up saving $100 a year.
So with the investment of personal training, you saved $100 a year. Not only did you just save $100, but you also created a better quality of life for yourself and developed a healthy lifestyle that will last you a lifetime. The goal of every personal trainer is for you to reach the best shape of your life and be so invested in the lifestyle of health and fitness that after some time you won’t need a trainer’s services anymore. That $2,400 you spend this year, will not only save you $100 but $2,500 the next year. Exercise is an investment and with any investment sometimes you need some help along the way.
Reynolds, G. (2016, September 7). What's the Value of Exercise? $2,500. Retrieved September 17, 2016, from http://www.nytimes.com/2016/09/07/well/move/whats-the-value-of-exercise-2500.html?_r=0